Mitigate Holiday Risk for HNWI

The holiday season is a time of joy, happiness, and giving, with proper planning and precautions, you can enjoy the holidays with peace of mind knowing your home and assets are safeguarded. Here are some tips to help you stay safe and secure.

hnwi family yacht holiday reduced size

Before the trip:

Social Media:

While you’re enjoying your holiday travels, it’s easy to get carried away and share your adventures on social media. However, be mindful that this could pose a security risk as you may be unknowingly advertising your home as unattended. So, take care of what you share on social media and with whom you’re sharing it.


Weather-Related Risks:

Winter weather can be unpredictable and cause damage to your home. Be sure to take precautionary measures such as shutting off the water or having someone check your house regularly if you’re leaving for an extended period. Installing leak detection sensors can help quickly detect pipe bursts and prevent water damage.

travel insurance HNWI reduced size

Home Inventory and Insurance Coverage:

Make a list of your valuables and keep track of your items in the event of a loss. It’s essential to ensure that your valuable items are covered by a home insurance policy or seek out a valuable articles policy that covers HNWI.

Protective Measures for Events/Hosting Parties:

Hosting events can be a wonderful way to celebrate the holiday season, but it’s also essential to take extra measures to protect your assets and your family. If you employ domestic employees, make sure they have the necessary insurance coverage to protect you in case of accidents. Wine collections and fine art often exceed the limits on most standard homeowner’s policies, so make sure to seek out specialized insurance policies to protect them.


During the trip:

Being safe on the road:

Hiring security drivers who are vetted and trained against a variety of criteria. They also sign confidentiality clauses and individual non-disclosure agreements (NDAs).

Travel Insurance for HNWI:

What you need to ask from your insurance provider: HNW Travel insurance are typically covered under elite insurance tiers such as: 

  • Include pre-departure security advice and training before they’ve even left the country.
  • These tiers typically have added extras, too, like lounge access and travel assistance apps.
  • Insurance provider would also allow clients to have 24/7 access to medical advice and doctors, and an increased scope of benefits with cashless arrangements and assistance.
Librajet highest safety standard

Private Jet Charter Flight Insurance:

Every private jet comes with insurance coverage, but it’s important to ensure that you’re flying with a private jet that fulfills the requirements of Part 135 commercial air operation certificate in order to validate the insurance coverage for your trip. Incidents have occurred where customers have flown on grey charters (aircraft listed for owner use only and not open to public commercial operations), and insurance coverage was not validated at the time of an accident. 

At Librajet, we prioritize your safety and adhere to the highest compliance standards. We only provide Part 135 registered aircraft, which have much higher safety requirements than their counterpart, Part 91, which is limited to private owner usage only.

HNWI are used to receiving customised support in other areas of their lives and want the same kind of care when it comes to travel.
We’re here to assist you in planning your private jet charter trips and make your holiday travel stress-free. Remember, with proper planning and precautions, you can enjoy a safe and secure holiday season with your loved ones.

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